- Category: Bank Reviews USA
- Written by Paul William
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Axos Bank Review
Axos Bank Reviews consists of review of its savings account, checking account, CDs, credit cards, mortgages, customer services, branches, maintenance fees, rates APY, mobile application, features, ATMs and trust. These Axos Bank Reviews would definitely help you to know more about Axos bank and also if you are planning to create an account with them. Our team have made it easy to understand the reviews. After reading the reviews here, it will be easy for you to decide whether Axos bank is or isn't suitable for you. We have spent so much time for doing research on axos bank. We would be glad if like it.
TD Bank Review - Editor's Rating
9.2Overall9.5Savings Account9.5Checking Account9Money Market8.5CDs9Fees9.5Loans
Please rate and review Axos bank
- Axos Bank savings account 1 1 1 1 1 1 1 1 1 1 Rating 4.25 (2 Votes)
- Axos Bank checking account 1 1 1 1 1 1 1 1 1 1 Rating 5.00 (1 Vote)
- Axos Bank CDs 1 1 1 1 1 1 1 1 1 1 Rating 3.50 (1 Vote)
- Axos Bank credit cards 1 1 1 1 1 1 1 1 1 1 Rating 0.50 (1 Vote)
- Axos Bank mortgages 1 1 1 1 1 1 1 1 1 1 Rating 5.00 (1 Vote)
- Axos Bank customer services 1 1 1 1 1 1 1 1 1 1 Rating 3.50 (1 Vote)
- Axos Bank branches 1 1 1 1 1 1 1 1 1 1 Rating 0.50 (1 Vote)
- Axos Bank fees 1 1 1 1 1 1 1 1 1 1 Rating 5.00 (1 Vote)
- Axos Bank interest rates 1 1 1 1 1 1 1 1 1 1 Rating 4.50 (1 Vote)
- Axos Bank mobile application 1 1 1 1 1 1 1 1 1 1 Rating 0.00 (0 Votes)
- Axos Bank features 1 1 1 1 1 1 1 1 1 1 Rating 3.50 (1 Vote)
- Axos Bank ATMs 1 1 1 1 1 1 1 1 1 1 Rating 5.00 (1 Vote)
- Axos Bank trust worthy
Rating 5.00 (1 Vote)
Axos Bank Savings Account Review
This savings account is one of the best in the market with no maintenance fee and no minimum balance. APY is very high at 1.3%. Free ATM and no ATM transaction fee. Axos is an online bank, however, it offers all banking services. Users review is on the positive side.
Axos Bank Checking Account Review
Axos bank offers five checking accounts essential, rewards, first, cashback and golden checking accounts.
First Checking - A fee and and maintenance free checking account with 0.25% APY. This is one of the best option for students. One can open this checking account by depositing only $50. There is no overdraft or non sufficient funds fees.
Cashback Checking Account - This is a special kind of account where the account holder get 1% cashback on purchases. Like other accounts of Axos bank there is no maintenance fees, no overdraft fee, non sufficient fuunds, also there is unlimited ATM reimbursements.
Essential Checking Account - No opening fee, no minimum balance, reimbursement ATM transaction fee on other ATM networks, no overdraft fees.
Rewards Checking Account - 1.30 APY, 0.4% interest on direct deposits, 0.4% interest on the transaction amount by debit card if number of transaction is more than ten. Account opening minimum is 50 dollars with no minimum balance needs be maintained.
Golden Checking Account - This Axos bank checking account is for senior citizens. There is no maintenance or any other fees. This account can by depositing $50. It also pays 0.20% APY.
You may like to know
Axos Bank Certificate of Deposit Review
The annual percentage yield (APY) for CDs of Axos bank ranges from 0.55% to 2.25% and the duration fron 3 months to 60 months. The minimum amount you need to deposit is $1000.
Axos Bank Credit Cards Review
Unfortunately as of 2020 Axos bank does not offer credit cards.
Axos Bank Mortgage Review
It offers four type of mortgage home purchase, refinance (no cash out), refinance (cash out), home equity. Minimum credit score required is 620, minimum down payment is 3% of the total amount. The fee can be reduced or waived if you have checking account with them.
Axos Bank Customer Service Review
As it is an online bank there are no branches, however you can get support through phone line and chat. They also have separate phone number for each department.
Axos Bank Branch Review
There are no branches of Axos bank.
Axos Bank Charges and Fee Review
Axos bank does not charge maintenance or overdraft fees. It also reimburse ATM transaction fees.
Axos Bank Interest Rates Review
Axos Bank is one of the best online bank in terms of interest rate. For saving account it provides upto 1.30% APY, for CDs upto 2.5 and decent mortgage interest rates.
Axos Bank Mobile Application Review
They call their mobile application "Banking Evolved" and you can do almost all banking activities in the app. It is a modern application with face id and fingerprint login. Apart from checking your balance, fund transfer, paying bills, contacting support you can also deposit check.
Axos Bank Features Review
There are many new features you can find on their mobile application which are modern and user friendly.
Axos Bank ATM Review
There is reimbursement of domestic ATM transactions for every Axos bank accounts, however, there is a limitation for few accounts. You can take out cash from any ATM, it doesn't need to be a Axos bank ATM.
Axos Bank Trust Review
You really don't have to worry as Axos bank is FDIC insured. Even in worst circumstances if the bank fails each of the accounts are insured with $250,000. Also, Axos bank is a reputed bank which is no less than a tradition brick and mortar bank.