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Online Bank List

Here is the Online bank list which are operational in the United States of America. Online banking is the fastest way of doing a financial transaction, all you need is internet and mobile phone or computer. The best part of online banks is you save a lot of time as you don't need to go to physical locations. This list of online banks is fresh.

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Online Bank List (Online Savings Account)

  1. USAA bank
  2. Varo online bank
  3. Bank5 Connect
  4. TIAA bank
  5. CIT online bank
  6. Go2 bank
  7. Bask bank
  8. Lending Club online bank
  9. Sallie Mae bank
  10. Synchrony bank
  11. Bank of Internet
  12. Able banking
  13. FNBO online bank
  14. First internet Bank
  15. UFB Direct
  16. Chime
  17. Quontic bank
  18. Betterment online bank
  19. American Express National Bank
  20. Axos bank
  21. First citizens bank
  22. Capital one 360
  23. Charles Schwab Bank
  24. Ally Bank
  25. Discover Bank

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Online Bank List (Online Checking Account)

  1. NBKC online bank
  2. Nationwide
  3. One bank
  4. Alliant
  5. Chime
  6. Discover bank
  7. Varo
  8. Quontic Online Bank
  9. Bank 5 Connect
  10. TIAA
  11. Capital One
  12. TIAA Bank
  13. Ally Bank
  14. Lending Club
  15. Chase Bank
  16. Axos Bank
  17. Radius Bank
  18. Onjuno Bank

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Online Bank List (Online CDs)

  1. Limelight online bank
  2. Goldman Sachs
  3. Comenity Direct
  4. Live Oak Bank
  5. Barclays bank
  6. Total Direct Bank 
  7. NexBank
  8. CFG online CD Bank
  9. Merrick Bank
  10. Colorado Federal Savings Bank
  11. First National Bank of America
  12. TIAA bank
  13. Quontic online bank
  14. Bank Direct
  15. Synchrony Bank
  16. Ally Bank
  17. Sallie Mae Bank
  18. Capital One Bank

Online Credit Union List

  1. Alliant Credit Union
  2. NASA Federal
  3. Lake Michigan Credit Union
  4. USC Credit Union
  5. Achieva Credit Union
  6. Addition Financial
  7. Affinity Plus Federal Credit Union
  8. AFL–CIO Employees Federal Credit Union
  9. Aggieland Credit Union
  10. Air Force Federal Credit Union
  11. Alaska USA Federal Credit Union
  12. Alliant Credit Union
  13. America First Credit Union
  14. Apple Federal Credit Union
  15. Arrowhead Credit Union
  16. Arsenal Credit Union
  17. Ascend Federal Credit Union
  18. Associated Credit Union
  19. Atlanta Postal Credit Union
  20. BECU
  21. Belvoir Federal Credit Union
  22. Beulah Federal Credit Union
  23. BMI Federal Credit Union
  24. Buckeye State Credit Union
  25. Cascade Community Federal Credit Union
  26. California Credit Union
  27. Del-One
  28. Delta Community Credit Union
  29. Denali Alaskan Federal Credit Union
  30. Desert Financial Credit Union
  31. DFCU Financial
  32. Digital Federal Credit Union
  33. Eastman Credit Union
  34. Ent Credit Union
  35. Envision Credit Union
  36. ESL Federal Credit Union
  37. First Tech Federal Credit Union
  38. Five County Credit Union
  39. Florida State University Credit Union
  40. Fox Communities Credit Union, Wisconsin
  41. Fox Federal Credit Union
  42. Genisys Credit Union
  43. Georgetown University Alumni and Student Federal Credit Union
  44. Georgia's Own Credit Union
  45. Golden 1 Credit Union
  46. Government Employees Credit Union (El Paso), Texas
  47. Great Wisconsin Credit Union
  48. Lafayette Federal Credit Union
  49. Lake Michigan Credit Union
  50. Lake Trust Credit Union
  51. Landmark Credit Union
  52. Langley Federal Credit Union
  53. Marine Credit Union
  54. Melrose Credit Union
  55. Member One Federal Credit Union
  56. Nevada Federal Credit Union
  57. New England Federal Credit Union
  58. New Mexico Educators Federal Credit Union
  59. Nusenda Credit Union
  60. Oakland University Credit Union
  61. Pacific Marine Credit Union, California
  62. Palmetto Citizens Federal Credit Union
  63. Partners Federal Credit Union
  64. Patelco Credit Union, California
  65. Pentagon Federal Credit Union
  66. PeoplesChoice Credit Union
  67. Polish & Slavic Federal Credit Union
  68. PrimeWay Federal Credit Union
  69. Progressive Credit Union
  70. Premier America
  71. Southland Credit Union
  72. Spire Credit Union
  73. Spokane Teachers Credit Union
  74. Stanford Federal Credit Union
  75. State Employees Credit Union of North Carolina
  76. Summit Credit Union
  77. Suncoast Schools Federal Credit Union
  78. Superior Credit Union
  79. Technicolor Federal Credit Union
  80. Texas Dow Employees Credit Union
  81. Tinker Federal Credit Union
  82. Town & Country Federal Credit Union
  83. Treasury Department Federal Credit Union
  84. University of Wisconsin Credit Union
  85. U.S. Eagle Federal Credit Union
  86. USA Federal Credit Union
  87. USU Charter Credit Union
  88. Veridian Credit Union
  89. Verity Credit Union
  90. VyStar Credit Union
  91. Washington State Employees Credit Union
  92. Wescom Credit Union

What is Online Bank

Pure online banks are those which don't have physical branches. All their operations are taken care online from verification to statements. All online banks must have fully functional secured website and a mobile application. The website/app acts as a branch, one can request for any banking service there. All of the online banks have phone support as well. 

Who uses Online Banks

Online bank accounts are easy to open, less documentation, all through internet. As these banks do not posses physical branches they have comparatively less expenditures. Due to these most of these banks offer high APY. So, someone who is looking for a quick bank account, online banks are the best choice. All online banks listed above are FDIC insured 

Are Online Banks safe to use?

Yes, all online banks are safe to use. All information are encrypted. Before a banking software or application goes live they do regressive testing. Online banking is going to dominate the market in a decade.

How to choose Online Banks

Almost all the online banks are safe, however, make sure the one you choose is FDIC insured. API should be high enough and make sure its a reputed bank

About the Author
Paul William
Author: Paul William
I am an American Economist (Ph.D. MIT). Over 1981-88, I was an Assistant Professor of Economics at the City University of New York. I have also assisted the Republic Government of USA I have worked in several countries in Europe and Africa as a consultant. I have also been a consultant for a variety of U.S. agencies. These include the D.C. Public Service Commission, the D.C. Department of Energy and Wind and Solar Energy California.

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