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Best Banks in Florida

The 10 Best Banks in Florida in regards to customer service, interest rate, number of branches, account maintenance fee, online banking, accessibility and Brand Value, which are very carefully chosen by  Bank L List have to pass the 48 factors to top the list. Some of these banks are regional and some are multi national but at the end what matter is how good are their products and services for the people of Florida. Services to professionals, students, senior citizens, small business owners, mortgages and housewife without any issue is one of the the factor to rank in our list.


Florida has 282 cities with 128 towns and villages, with a population of 20 million approximately. There is a huge competition among the banks and in the process every bank tries to give the best service to acquire more and more customers. In such a scenario it is very difficult to list down the best banks of Florida. We personally went to many branches of each bank to see how is the bank culture and find the on ground customer experience. Every minute detail is taken and compared to distinguish the best to the worst.

Best Banks in Florida 

These are the 10 Best banks in Florida 2020

  1. JP Morgan Chase Bank 
  2. BBVA Compass
  3. Wells Fargo
  4. Fifth Third Bank
  5. Bank of America
  6. Florida Community Bank
  7. TD Bank
  8. Bank United
  9. PNC Bank
  10. Citi Bank

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These are the traditional banks with brick and mortar branches in Florida and are easily accessible. However, if you are looking for high APY online banks, you may read this High Yield Savings Account 2019

JP Morgan Chase Bank - With more than 500 branches in Florida, $200 as opening bonus with their checking account and pleasing customer service, Chase bank held the top position. They have all financial products and services be it savings account, checking account, credit cards, personal loan, auto loan, mortgage, insurance, education loan and so on. There are more than 16,000 chase bank ATMs in the United States. 

BBVA Compass - BBVA stands for Banco Bilbao Vizcaya Argentaria, the bank offers one of the best terms on CDs. Their customer service is excellent, the mobile app is very interactive and user friendly and there is no monthly fee on checking account. Being the leader in small business lending, BBVA helped many small business owners to grow their business. The bank also deals in mutual fund, financial counseling and insurance. BBVA has more than 44,000 ATMs in America.

Wells Fargo - The second largest bank in the globe by market capitalization has more than 600 branches in Florida. They have varieties of savings and checking account to fit the requirement of everyone be it a student, housewife, senior citizen or professional. Wells Fargo is a trusted multinational bank with all banking and financial products. They have branches in almost any part of U.S. There are more than 1100 ATMs in Florida itself. 

Fifth Third Bank - One of the best traditional banks in Florida founded in 1858 as Bank of the Ohio Valley has more than 110 brick and mortar branches in Florida and 1,154 branches in America. They offer varieties of savings account, checking account and CDs, as per the customer's requirement. Their customer service is one of the best be it online or offline. There is no minimum deposit to open an account, however, there is a monthly fee of $11 but can be waived by maintaining $1500 or $500 deposit every month.

Bank of America - The second largest bank of America offers varieties of banking and financial products. Easy accessibility with more than 500 branches in Florida. They have fantastic mobile app and awesome customer service.

Florida Community Bank - This is a regional bank headquartered in Weston, Florida. One of the highest APY of 0.20% by a traditional brick-and-mortar bank. With assets of more than $9 billion and 54 branches, this bank is suitable for low balance savings account. 

TD Bank - Founded in the year 1852 as Portland Savings Bank, TD Bank is one of the oldest bank with many banking products. No minimum deposit to open an account but there is a monthly fee of $15 which can be waived by maintaining $100 on daily basis. The bank offers bonus of $300 when you deposit $2,500 within 60 days of opening TD premier checking account.

Bank United - It is a national bank with total assets of more than $30 billion and is headquartered in Miami Lakes, Florida. Bank united is one of the few traditional bank to offer APY of up to 1.50%. However, minimum deposit to open a checking account is $2,500 and if the same amount is not maintained there is a monthly fee of $20. They offer varieties of financial products and services. 


PNC Bank - One of the oldest banks of U.S founded in the year 1852, is a student centric bank with lots of features and benefits specially for students. There is no monthly fee for students and the minimum deposit to open an account is only $25. They have branches and ATMs in almost all the universities in America.

Citi Bank - This 200 plus aged bank has more than 900 branches in the United States. The bank offers varieties of financial products and services. They offer many reward programs to their customers. Their savings and checking account are suitable for high balances. 

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Branches with google map of the 10 best banks in Florida

1. JP Morgan Chase Bank Branches in Florida

Florida City Branch Address: 33390 S Dixie Hwy, Florida City, FL 33034, USA, Phone: +1 305-242-6995

Orlando Branch Address: 4167 Town Center Blvd, Orlando, FL 32837, USA, Phone: +1 407-852-7351

For more branches in Florida follow this link Chase Bank Addresses in Google Map

2. BBVA Compass Bank Branches in Florida

Spring Hill Branch Address: 401 Mariner Blvd, Spring Hill, FL 34609, USA, Phone: +1 352-686-8770

Ocala Branch Address: 5500 SW College Rd, Ocala, FL 34474, USA, Phone: +1 352-854-4460

For more branches in Florida follow this link BBVA Compass Bank Addresses in Google Map

3. Wells Fargo Bank Branches in Florida

Lutz Branch Address: 18975 FL-54, Lutz, FL 33558, USA, Phone: +1 813-909-2945

Daytona Beach Branch Address: 1300 Beville Rd, Daytona Beach, FL 32114, USA, Phone: +1 386-254-7232

For more branches in Florida follow this link Wells Fargo Bank Addresses in Google Map

4. Fifth Third Bank Bank Branches in Florida

Kissimmee Branch Address: 9020 W Irlo Bronson Memorial Hwy, Kissimmee, FL 34747, USA, Phone: +1 407-390-3920

Winter Garden Branch Address: 3004 Daniels Rd, Winter Garden, FL 34787, USA, Phone: +1 407-905-3960

For more branches in Florida follow this link Fifth Third Bank Addresses in Google Map

5. Bank of America Branches in Florida

Celebration Branch Address: 700 Celebration Ave #100, Celebration, FL 34747, USA, Phone: +1 321-939-7677

Auburndale Branch Address: 300 Havendale Blvd, Auburndale, FL 33823, USA, Phone: +1 863-551-1512

For more branches in Florida follow this link Bank of America Addresses in Google Map

6. Florida Community Bank Branches in Florida

Winter Park Branch Address: 369 N New York Ave, Winter Park, FL 32789, USA, Phone: +1 407-622-5000

Miami Branch Address: 9128 NW 25th St, Miami, FL 33172, USA, Phone: +1 305-514-6460

For more branches in Florida follow this link Florida Community Bank Bank Addresses in Google Map

7. TD Bank Branches in Florida

Lakeland Branch Address: 4400 Florida Ave S, Lakeland, FL 33813, USA, Phone: +1 863-797-0000

Brandon Branch Address: 1018 W Lumsden Rd, Brandon, FL 33511, USA, Phone: +1 813-655-3432

For more branches in Florida follow this link TD Bank Addresses in Google Map

8. Bank United Branches in Florida

Port Charlotte Branch Address: 4265 Tamiami Trail, Port Charlotte, FL 33980, USA, Phone: +1 941-625-4369

Venice Branch Address: 4149 S Tamiami Trail, Venice, FL 34293, USA, Phone: +1 941-493-4126

For more branches in Florida follow this link Bank United Addresses in Google Map

9. PNC Bank Branches in Florida

Championsgate Branch Address: 8321 Champions Gate Blvd, Championsgate, FL 33896, USA, Phone: +1 407-397-7137

Cocoa Branch Address: 2323 FL-524, Cocoa, FL 32926, USA, Phone: +1 321-633-1909

For more branches in Florida follow this link PNC Bank Addresses in Google Map

10. Citi Bank Branches in Florida

Aventura Branch Address: 2750 NE 199th St, Aventura, FL 33180, USA, Phone: +1 786-284-1870

Miami Branch Address: 10805 NW 41st St, Miami, FL 33178, USA, Phone: +1 786-369-0211

For more branches in Florida follow this link Citi Bank Addresses in Google Map


About the Author
Paul William
Author: Paul William
I am an American Economist (Ph.D. MIT). Over 1981-88, I was an Assistant Professor of Economics at the City University of New York. I have also assisted the Republic Government of USA I have worked in several countries in Europe and Africa as a consultant. I have also been a consultant for a variety of U.S. agencies. These include the D.C. Public Service Commission, the D.C. Department of Energy and Wind and Solar Energy California.

Know More about American Banks and Banking System

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