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Best Banks in Texas 2023

This list consists of the 20 best banks in Texas to bank with in 2023. It includes the biggest banks like Chase, Bank of America and even some small banks for small business and college students. The list is made in such a way that it is beneficial for all the sections of the society. Some of these banks if not all are located in other parts of U.S as well. This is not just a list but covers all the advantages and disadvantages as well. We have also listed all the banks in Texas with their respective addresses and phone numbers so that it becomes easy for your communication. You must be thinking how do we prepare the list. Well, we see a lot of factors and KPIs of each of the banks, we then compare and choose the best banks. We also see if the bank deals with few of the niches or is the best for everyone, students, housewife, small business, for mortgages and loans. When someone opens a bank account, it is very important to compare all the banks of that region. This list of best banks in Texas 2022 is compiled to compare all such banks in Texas.

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Best Banks in Texas

20 best banks in Texas to bank with in 2022 are as follows -

  1. Chase Bank - $200 opening bonus on savings account and $150 on checking account
  2. Capital One - APY up to $1% on checking and savings account
  3. Wells Fargo - Best for savings account
  4. Bank of America - Best online application with user friendly interface
  5. USAA Federal Savings Bank - Reliable savings account and up to 0.3% APY
  6. Comerica Bank - Best for students savings account
  7. Compass Bank - Reliable for checking account
  8. Texas Capital Bank - For small businesses
  9. Frost Bank - For business account
  10. Plains Capital Bank - Simple saving account
  11. First National Bank Texas - Home Loan
  12. Independent Bank - For mortgages
  13. Southside Bank - Investments
  14. Woodforest National Bank - low balances savings account 
  15. Legacy Texas Bank - Reward points and other benefits
  16. International Bank of Commerce - business account for trading with other countries
  17. City Bank - Best for International tourist 
  18. Happy State Bank - Best for small business owners 
  19. Texas  Bank and Trust Company - Student savings account
  20. Community Bank of Texas - Best for commercial purpose


We have done extensive research on each of the banks. You can choose any of theses banks as per your requirement, make sure it suits you. You must find what exactly you are looking for let's say you want to keep $100,000 and you don't want to touch it for 5 years, in that case you must go with the bank that give you the highest APY, but if you have very less funds to deposit, you must choose a bank that does not charge monthly fee for low balances you can compare the top savings accounts here and for top checking account here.

Address of the best banks in Texas

1. JP Morgan Chase Bank Branches in Texas

  • Houston Branch - Address712 S Main St, Houston, TX 77002, USA, Departments: Chase Mortgage, Phone: +1 713-216-4799
  • College Station Branch - Address2000 Texas Avenue South, College Station, TX 77840, USA, Departments: ATM, Chase Mortgage, Phone: +1 979-680-1564
  • Midland Branch - Address500 W Wall St, Midland, TX 79701, USA, Departments: Chase ATM, Chase Mortgage, Phone: +1 432-688-6400 
  • Rebecca Ln Branch - Address3250 Rebecca Ln, Abilene, TX 79606, USA, Departments: Chase ATM, Chase Mortgage, Phone: +1 325-674-3900
  • Independence Pl Branch - Address100 Independence Pl, Tyler, TX 75703, USA, Departments: Chase ATM, Chase Mortgage, Phone: +1 903-561-5000

For more Chase Bank Texas branches follow this link JP Morgan Chase Bank Addresses on Google Map

2. Capital One Bank Branches in Texas

  • Houston Branch - Address6117 Hwy 6 N, Houston, TX 77084, USA, Departments: ATM (Capital One Bank), Phone: +1 713-878-5200
  • Dallas Branch - Address3647 W Northwest Hwy, Dallas, TX 75220, USA, Departments: Capital One ATM, Phone: +1 972-729-2969

For more Capital one Bank Texas branches follow this link Capital One Bank Addresses on Google Map


3. Wells Fargo Bank Branches in Texas

  • Kingwood Branch - Address600 Kingwood Dr Kingwood Dr, Kingwood, TX 77339, USA, Departments: ATM (Wells Fargo Bank), Phone: +1 281-359-8201
  • Midland Branch - Address580 W Texas Ave, Midland, TX 79701, USA, Departments: Wells Fargo ATM, Phone: +1 432-685-5100

For more Wells Fargo Bank Texas branches follow this link  Wells Fargo addresses on Google Map

4. Bank of America Branches in Texas 

  • Palmer Hwy Branch - Address3334 Palmer Hwy, Texas City, TX 77590, USA, Departments: ATM (Wheeler Dealer Inc), Phone: +1 409-643-5000
  • Tyler Branch - Address6101 S Broadway Ave, Tyler, TX 75703, USA, Bank of America ATM, Phone: +1 903-534-6400

For more Bank of America Texas branches follow this link  Bank of America addresses on Google Map

5. USAA Federal Savings Bank Branches in Texas 

  • McDermott Branch - Address10750 McDermott Fwy, San Antonio, TX 78288, USA, Phone: +1 210-301-9947
  • San Antonio Branch - AddressSan Antonio, TX 78288, USA, Phone: +1 210-498-1289

For more USAA Federal Savings Texas branches follow this link  USAA Federal Savings addresses on Google Map

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6. Comerica Bank Branches in Texas

Kerrville Branch - Address1075 Junction Hwy, Kerrville, TX 78028, USA, Departments: Comerica Bank - ATM, Phone: +1 830-895-2265

Dallas Branch - Address1508 W Mockingbird Ln, Dallas, TX 75235, USA, Departments: Comerica Bank - ATM, Phone: +1 800-925-2160

For more Comerica Bank Texas branches follow this link  Comerica Bank addresses on Google Map

7. Compass Bank Branches in Texas

Texas City Branch - Address2131 Palmer Hwy, Texas City, TX 77590, USA, Phone: +1 409-948-8488

San Angelo Branch - Address4112 College Hills Blvd, San Angelo, TX 76904, USA, Phone: +1 325-942-8757

For more Compass Bank Texas branches follow this link  Compass Bank addresses on Google Map

8. Frost Bank Branches in Texas 

Fort Worth Branch - Address: 6115 Camp Bowie Blvd, Fort Worth, TX 76116, USA, Phone: +1 817-420-5200

Austin Branch - Address: 401 Congress Ave, Austin, TX 78701, USA, Phone: +1 512-473-4343

For more Frost Bank Texas branches follow this link  Frost Bank addresses on Google Map

9. Texas Capital Bank Branches in Texas

Richardson Branch - Address2350 Lakeside Blvd #105, Richardson, TX 75082, USA, Phone: +1 972-656-6700

For more Texas Capital Bank Texas branches follow this link  Texas Capital Bank addresses on Google Map 

10. First National Bank Branches in Texas

Killeen Branch - Address1400 Lowes Blvd, Killeen, TX 76542, USA, Phone: +1 800-677-9801

Trimmier Rd Branch - Address2511 Trimmier Rd, Killeen, TX 76542, USA, Phone: +1 254-554-6699

For more First National Bank Texas branches follow this link  First National Bank addresses on Google Map

11. Independent Bank Branches in Texas

Lakeway Branch - Address3209 Ranch Rd 620 S, Lakeway, TX 78738, USA, Phone: +1 512-261-3355

Georgetown Branch - Address1503 Rivery Blvd, Georgetown, TX 78628, USA, Phone: +1 512-931-0077

For more Independent Bank Texas branches follow this link  Independent Bank addresses on Google Map

12. Southside Bank Branches in Texas

Jacksonville Branch - Address1015 S Jackson St, Jacksonville, TX 75766, USA, Phone: +1 903-589-0303

Austin Branch - Address1250 S Capital of Texas Hwy #101, Austin, TX 78746, USA, Phone: +1 512-381-2320

For more Southside Bank Texas branches follow this link  Southside bank addresses on Google Map

13. Woodforest National Bank Branches in Texas

Big Spring Branch - Address201 W Marcy Dr, Big Spring, TX 79720, USA, Phone: +1 432-466-0100

Lake Worth Branch - Address6360 Lake Worth Blvd, Lake Worth, TX 76135, USA Phone: +1 817-238-7825

For more Woodforest National Bank Texas branches follow this link  Woodforest National Bank addresses on Google Map

14. Legacy Texas Bank Branches in Texas

Plano Branch - Address2101 Custer Rd, Plano, TX 75075, USA, Phone: +1 972-562-2020

Richardson Branch - Address707 E Arapaho Rd, Richardson, TX 75081, USA, Phone: +1 972-578-5000

For more Legacy Texas Bank Texas branches follow this link  Legacy Texas Bank addresses on Google Map

15. International Bank of Commerce Branches in Texas

San Antonio Branch - Address1500 NE Interstate 410 Loop, San Antonio, TX 78209, USA, Phone: +1 210-281-2400

Laredo Branch - Address2418 Jacaman Rd, Laredo, TX 78041, USA, Phone: +1 956-764-6161

For more International Bank of Commerce Texas branches follow this link  International Bank of Commerce addresses on Google Map

16. City Bank Branches in Texas

Abilene Branch - Address2 Village Dr # 100, Abilene, TX 79606, USA, Phone: +1 325-698-9597

Lubbock Branch - Address5219 City Bank Pkwy, Lubbock, TX 79407, USA, Phone: +1 806-792-7101

For more City Bank Texas branches follow this link  City Bank addresses on Google Map

17. Happy State Bank Branches in Texas

Addison Branch - Address16633 Dallas Pkwy #350, Addison, TX 75001, USA, Phone: +1 972-934-2265

Panhandle Branch - Address201 Euclid Ave, Panhandle, TX 79068, USA, Phone: +1 806-537-2265

For more Happy State Bank Texas branches follow this link  Happy State Bank addresses on Google Map

18. Texas  Bank and Trust Company Branches in Texas

Canton Branch - Address449 S Trade Days Blvd, Canton, TX 75103, USA, Phone: +1 903-567-4184

Terrell Branch - Address2490 W Moore Ave, Terrell, TX 75160, USA, Phone: +1 972-551-6500

For more Texas Bank and trust company branches follow this link  Texas Bank and trust company addresses on Google Map

19. Community Bank of Texas Branches in Texas

Nederland Texas Branch - Address2008 FM 365, Nederland, TX 77627, USA, Phone: +1 409-861-7270

Houston Branch - Address9 Greenway Plaza #110, Houston, TX 77002, USA, Phone: +1 713-210-7600

For more Community Bank of Texas branches follow this link  Community Bank of Texas Bank addresses in Google Map

About the Author
Paul William
Author: Paul William
I am an American Economist (Ph.D. MIT). Over 1981-88, I was an Assistant Professor of Economics at the City University of New York. I have also assisted the Republic Government of USA I have worked in several countries in Europe and Africa as a consultant. I have also been a consultant for a variety of U.S. agencies. These include the D.C. Public Service Commission, the D.C. Department of Energy and Wind and Solar Energy California.

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