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Best Banks in Georgia 2023

The top or the best banks in Georgia 2023 are very few in number, although there are more than 250 banks in Georgia. Its not easy to distinguish among bad, good, average and excellent as all of the banks in Georgia says they are the best. We have spent at least 200 hours on research, surveys, polls and on ground personal experiences. We have compared 30+ features such as customer service, number of branches, number of employees, online user interface, accessibility, reputation in Georgia, and so on. Also, we have compared product related features for savings and checking account, mortgage, credit cards, debit cards, personal and business loan, auto loan, and so on. 

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These top banks are not limited to brick and mortar branches but are accessible online as well. Most of them offers mobile applications to make banking hassle free. You can transfer, deposit check, request a service and do many other things online or using the app. We have given utmost priority in product features, accessibility in Georgia, customer service, customer experiences and online banking. Also, other than personal banking, they are great options for business and investment as most of these banks offer those services.

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Best Banks in Georgia

The 10 best banks in Georgia are -

  1. SunTrust Bank
  2. Ameris Bank
  3. Fidelity Bank
  4. Wells Fargo
  5. PNC Bank
  6. Bank of America
  7. Chase Bank
  8. United Community Bank
  9. Charter Bank
  10. Renasant Bank

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Let us describe few important features of the top banks in Georgia

SunTrust Bank : SunTrust is an American bank serving for more than 100 years and is headquartered at SunTrust Plaza Atlanta, Georgia, U.S.

  • Products : Saving and checking accounts, credit cards, corporate banking, investment, wealth and asset management
  • Branches in Georgia : 240
  • Best for : Everyone
  • Minimum deposit for opening an account : $0
  • Savings/checking Monthly maintenance charges : $7, however, can be waived by maintaining daily balance of $500
  • Online/Mobile Banking : yes 
  • Year of founding : 1891
  • Total Assets : $250 billion
  • CEO : William H. Rogers, Jr.

Ameris Bank : One of the best bank in Georgia, Ameris is expertise in retail banking, lending and mortgage. The bank is headquartered at Riverplace Tower 1301 Riverplace Boulevard Jacksonville, Florida, U.S.

  • Products : Retail Banking, commercial banking, consumer banking, lending, brokerage, corporate banking
  • Branches in Georgia : 109
  • Best for : Savings
  • Minimum deposit for opening an account : Varies on account to account
  • Savings/checking Monthly maintenance charges : Varies on account to account
  • Online/Mobile Banking : yes 
  • Year of founding : 1971
  • Total Assets : $6 billion
  • CEO : Edwin Hortman, Jr.

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Fidelity Bank : Fidelity is a very new bank founded in 1973 and has grown very fast and made it's own place in the banking sector. It deals in almost all type of financial services.

  • Products : personal banking, commercial banking, lending, credit cards, mortgage, loans, corporate banking, insurance
  • Branches in Georgia : 47
  • Best for : checking account
  • Minimum deposit for opening an account : $50
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 1973
  • Total Assets : $4 billion
  • CEO : Palmer Proctor

Wells Fargo : The third largest bank in the United States, it operates in 35 countries and is headquartered at 420 Montgomery Street, San Francisco, California, U.S.

  • Products : Retail banking, commercial banking, corporate banking, investment banking, foreign exchange trading, equities trading
  • Branches in Georgia : 150+
  • Best for : Salary checking account
  • Minimum deposit for opening an account : $25
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 1852
  • Total Assets : $2,000 billion
  • CEO : Timothy J. Sloan

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PNC Bank : PNC is one of the top 10 banks in the United States, this is a very modern bank and is up to date with the latest technologies. Also, the bank is oriented towards the students. 

  • Products : Personal banking, retail banking, lending, asset management, wealth management, investment banking
  • Branches in Georgia : 100+
  • Best for : students
  • Minimum deposit for opening an account : $25
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 1845
  • Total Assets : $350 billion
  • CEO : William S. Demchak

Bank of America : BoA is a multinational bank which operates in more than 40 countries with its headquarter at Charlotte, North Carolina, U.S. It is the 2nd largest bank in the United States.

  • Products : Saving and checking accounts, credit cards, corporate banking, investment, wealth and asset management
  • Branches in Georgia : 70+
  • Best for : Corporate account
  • Minimum deposit for opening an account : $25
  • Savings/checking Monthly maintenance charges : $12, can be waived by maintaining $1,500 daily balance
  • Online/Mobile Banking : yes 
  • Year of founding : 1904
  • Total Assets : $2,400 billion
  • CEO : Brian Moynihan

Chase Bank: JP Morgan Chase is the largest multinational bank in the United States headquartered at 270 Park Avenue, Manhattan, New York City, New York, USA. It operates in more than 100 countries

  • Products : Retail banking, commercial banking, credit cards, debit cards, lending, mortgage, investment
  • Branches in Georgia : 30+
  • Best for : Investments
  • Minimum deposit for opening an account : $25
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 2000
  • Total Assets : $2,500 billion
  • CEO : Jamie Dimon

United Community Bank : This Georgian community bank is one of the best bank for people living in Georgia. The bank was founded in 1950 and is one of the favorite bank of the local people.

  • Products : Savings, checking, certificate of deposits (CDs), debit and credit card, loan, mortgage 
  • Branches in Georgia : 150
  • Best for : Georgian residents
  • Minimum deposit for opening an account : $0
  • Savings/checking Monthly maintenance charges : $0
  • Year of founding : 1950
  • Total Assets : $12 billion
  • CEO : Jimmy Tallent

Bank of Ozarks : This is national bank with its branches in Arkansas, Georgia, Florida, Texas, Alabama, North Carolina, South Carolina, California, New York and Mississippi. It is one of the top banks in the United States,

  • Products : Personal banking, commercial banking, debit card, credit card, lending, mortgage and also treasury
  • Branches in Georgia : 30+
  • Best for : Deposits
  • Minimum deposit for opening an account : $0
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 1803
  • Total Assets : $22 billion
  • CEO : George Gleason

Renasant Bank : One of the best banks in Georgia, Renasant bank deals in several financial products and services. The bank has branches in Alabama, Florida, Georgia, Mississippi and Tennessee.

  • Products : Personal banking, mortgage, savings, landings, investment, money market, corporate banking
  • Branches in Georgia : around 40
  • Best for : Savings
  • Minimum deposit for opening an account : $0
  • Savings/checking Monthly maintenance charges : $0
  • Online/Mobile Banking : yes 
  • Year of founding : 1904
  • Total Assets : $2 billion
  • CEO : Edward Robinson MCGRAW

Address of the Best Banks in Georgia

SunTrust branches in Georgia

  • Marietta Branch - 47 Whitlock Ave NW, Marietta, GA 30064, USA, Phone : +1 770-308-0075
  • Sandy Springs Branch - 1100 Hammond Dr bldg 300, Sandy Springs, GA 30328, USA, Phone : +1 770-280-2710

For more SunTrust Bank Georgia branches follow this link SunTrust Bank Addresses on Google Map

Ameris Bank branches in Georgia

  • Atlanta Branch - 1180 Peachtree St NW f, Atlanta, GA 30309, USA, Phone : +1 404-522-2265
  • Roswell Branch - 11205 Alpharetta Hwy, Roswell, GA 30076, USA, Phone : +1 678-691-1162

For more Ameris Bank Georgia branches follow this link Ameris Bank Addresses on Google Map

Fidelity Bank branches in Georgia

  • Roswell Branch - 1325 Hembree Rd, Roswell, GA 30076, USA, Phone : +1 404-553-2451
  • Decatur Branch - 160 Clairemont Ave #1, Decatur, GA 30030, USA, Phone : +1 404-553-2025

For more Fidelity Bank Georgia branches follow this link Fidelity Bank Addresses on Google Map

Wells Fargo Bank branches in Georgia

  • Doraville Branch - 5772 Buford Hwy NE, Doraville, GA 30340, USA, Phone : +1 404-865-2780
  • Jefferson Branch - 135 Sycamore St, Jefferson, GA 30549, USA, Phone : +1 706-367-9811

For more Wells Fargo Bank Georgia branches follow this link Wells Fargo Addresses on Google Map

PNC Bank branches in Georgia

  • Atlanta Branch - 125 Perimeter Center W, Atlanta, GA 30346, USA, Phone : +1 678-443-6486
  • Marietta Branch - 2743 Chastain Meadows Pkwy NW, Marietta, GA 30066, USA, Phone : +1 770-794-8900

For more PNC Bank Georgia branches follow this link  PNC Bank Addresses on Google Map

Bank of America branches in Georgia

  • Smyrna Branch - 4567 S Cobb Dr SE, Smyrna, GA 30080, USA, Phone : +1 770-333-1690
  • Atlanta Branch - 600 Peachtree Street Northeast, Atlanta, GA 30308, USA, Phone : +1 404-607-4850

For more Bank of America Georgia branches follow this link  Bank of America Addresses on Google Map

Chase bank branches in Georgia

  • Atlanta Branch - 595 Piedmont Ave NE Ste 300 - 310, Atlanta, GA 30308, USA, Phone : +1 404-249-7121
  • Duluth Branch - 3780 Old Norcross Rd, Duluth, GA 30096, USA, Phone : +1 678-417-0269

For more Chase Bank Georgia branches follow this link JP Morgan Chase Bank Addresses on Google Map

United community bank branches in Georgia

  • Dawsonville Branch - 6372 Hwy 53 E, Dawsonville, GA 30534, USA, Phone : +1 706-216-8444
  • Buford Branch - 4356 S Lee St, Buford, GA 30518, USA, Phone : +1 770-945-6120

For more United community Bank Georgia branches follow this link United community Bank Addresses on Google Map

Bank of the ozarks branches in Georgia

  • Douglasville Branch - Address : 9360 The Landing Dr, Douglasville, GA 30135, USA, Phone : +1 770-544-0263
  • Grayson Branch - 2005 Grayson Hwy, Grayson, GA 30017, USA, Phone : +1 470-422-1090

For more Bank of the ozarks Georgia branches follow this link Bank of the ozarks Addresses on Google Map

Renasant Bank branches in Georgia

  • Rosewell Branch - Address : 880 Holcomb Bridge Rd Building C-100, Roswell, GA 30076, USA, Phone : +1 678-338-2265
  • Alpharetta Branch - Address : 5395 Atlanta Hwy, Alpharetta, GA 30004, USA, Phone : +1 800-680-1601

For more Renasant Bank Georgia branches follow this link Renasant Bank Addresses on Google Map

 

About the Author
Paul William
Author: Paul William
I am an American Economist (Ph.D. MIT). Over 1981-88, I was an Assistant Professor of Economics at the City University of New York. I have also assisted the Republic Government of USA I have worked in several countries in Europe and Africa as a consultant. I have also been a consultant for a variety of U.S. agencies. These include the D.C. Public Service Commission, the D.C. Department of Energy and Wind and Solar Energy California.

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